RESULTS 2018

When client came to us:
Original Monthly Mortgage Payment: $3,960.64
Original Interest Rate: 3.75%
Past Due Amount: $15,833.82

Results:
New Monthly Payment: $3,332.94
New Interest Rate: 4.125%
Monthly Savings (if applicable): $627.70
Past Due Amount Capitalized (or waived): $19,803.20

Projected 5 Year Savings: $57,465.20

When client came to us:
Original Monthly Mortgage Payment: $1354.51
Original Interest Rate: 4.25%
Past Due Amount: $6856.57

Results:
New Monthly Payment: $1092.37
New Interest Rate: 4.25%
Monthly Savings (if applicable): $262.14
Past Due Amount Capitalized (or waived): $13,712.50

Projected 5 Year Savings: $29,440.90

When client came to us:
Original Monthly Mortgage Payment: $2394.74
Original Interest Rate: 3.0%
Past Due Amount: $4876.14

Results:
New Monthly Payment: $2171.42
New Interest Rate: NA
Monthly Savings (if applicable): $223.32
Past Due Amount Capitalized (or waived): $11,973.70

Projected 5 Year Savings: $25,372.90

When client came to us:
Original Monthly Mortgage Payment: $2394.74
Original Interest Rate: 3.0%
Past Due Amount: $4876.14

Results:
New Monthly Payment: $2171.42
New Interest Rate: NA
Monthly Savings (if applicable): $223.32
Past Due Amount Capitalized (or waived): $11,973.70

Projected 5 Year Savings: $25,372.90

When client came to us:
Original Monthly Mortgage Payment: $1816.71
Original Interest Rate: 4.0%
Past Due Amount: $13,227.19

Results:
New Monthly Payment: $1673.40
New Interest Rate: 4.0%
Monthly Savings (if applicable): $143.31
Past Due Amount Capitalized (or waived): $19,983.81

Projected 5 Year Savings: $28,582.41

When client came to us:
Original Monthly Mortgage Payment: $1360.90
Original Interest Rate: 4.5%
Past Due Amount: $2447.62

Results:
New Monthly Payment: $1053.52
New Interest Rate: 4.5%
Monthly Savings (if applicable): $263.38
Past Due Amount Capitalized (or waived): $10,890.88

Projected 5 Year Savings: $26,693.68

When client came to us:
Original Monthly Mortgage Payment: $1557.04
Original Interest Rate: 4.25%
Past Due Amount: $6459.44

Results:
New Monthly Payment: $1632.26
New Interest Rate: NA%
Monthly Savings (if applicable): $0
Past Due Amount Capitalized (or waived): $11,362.55

Projected 5 Year Savings: $11,362.55

When client came to us:
Original Monthly Mortgage Payment: $1870.14
Original Interest Rate: 3.175%
Past Due Amount: $3923.94

Results:
New Monthly Payment: $1631.61
New Interest Rate: NA%
Monthly Savings (if applicable): $238.53
Past Due Amount Capitalized (or waived): $6781.80

Projected 5 Year Savings: $21,093.60

When client came to us:
Original Monthly Mortgage Payment: $1871.10
Original Interest Rate: 4.5%
Past Due Amount: $5688.30

Results:
New Monthly Payment: $1649.17
New Interest Rate:NA
Monthly Savings (if applicable): $221.93
Past Due Amount Capitalized (or waived): $12,984.32

Projected 5 Year Savings: $26,300.12

When client came to us:
Original Monthly Mortgage Payment: $1770.45
Original Interest Rate: 4.375%
Past Due Amount: $8993.97

Results:
New Monthly Payment: $1424.80
New Interest Rate: na
Monthly Savings (if applicable): $345.65
Past Due Amount Capitalized (or waived): $18,452.78

Projected 5 Year Savings: $39,191.78

When client came to us:
Original Monthly Mortgage Payment: $3913.51
Original Interest Rate: 4.0%
Past Due Amount: $12,767.90

Results:
New Monthly Payment: $3222.89
New Interest Rate: na
Monthly Savings (if applicable): $690.62
Past Due Amount Capitalized (or waived): $27,681.43

Projected 5 Year Savings: $69,118.63

When client came to us:
Original Monthly Mortgage Payment: $1479.76
Original Interest Rate: 4.49%
Past Due Amount: $36,197.95

Results:
New Monthly Payment: $1205.77
New Interest Rate: 3.99%
Monthly Savings (if applicable): $273.99
Past Due Amount Capitalized (or waived): $43,596.75

Projected 5 Year Savings: $60,036.15

When client came to us:
Original Monthly Mortgage Payment: $1582.18
Original Interest Rate: 4.5%
Past Due Amount: $5334.11

Results:
New Monthly Payment: $1338.35
New Interest Rate: na
Monthly Savings (if applicable): $243.83
Past Due Amount Capitalized (or waived): $10,290.08

Projected 5 Year Savings: $24,919.88

When client came to us:
Original Monthly Mortgage Payment: $2295.30
Original Interest Rate: 3.99%
Past Due Amount: $7044.32

Results:
New Monthly Payment: $2363.09
New Interest Rate: 3.75%
Monthly Savings (if applicable): $X
Past Due Amount Capitalized (or waived): $13,971.48

Projected 5 Year Savings: $13,971.48

When client came to us:
Original Monthly Mortgage Payment: $1432.94
Original Interest Rate: 2.75%
Past Due Amount: $11.106.93

Results:
New Monthly Payment: $1598.82
New Interest Rate: na
Monthly Savings (if applicable): $0
Past Due Amount Capitalized (or waived): $21,328.24

Projected 5 Year Savings: $21,328.24

When client came to us:
Original Monthly Mortgage Payment: $537.66
Original Interest Rate: 10.25%
Past Due Amount: $7527.24

Results:
New Monthly Payment: $276.52
New Interest Rate: 4.5%
Monthly Savings (if applicable): $261.14
Past Due Amount Capitalized (or waived): $10,753.20

Projected 5 Year Savings: $26,421.60

When client came to us:
Original Monthly Mortgage Payment: $1636.53
Original Interest Rate: 3.625%
Past Due Amount: $10,654.15

Results:
New Monthly Payment: $1464.53
New Interest Rate: na
Monthly Savings (if applicable): $172.00
Past Due Amount Capitalized (or waived): $20,510.00

Projected 5 Year Savings: $30,830.00

When client came to us:
Original Monthly Mortgage Payment: $2086.92
Original Interest Rate: 3.99%
Past Due Amount: $4173.84

Results:
New Monthly Payment: $2044.11
New Interest Rate: na
Monthly Savings (if applicable): $42.81
Past Due Amount Capitalized (or waived): $14,605.88

Projected 5 Year Savings: $17,174.48

When client came to us:
Original Monthly Mortgage Payment: $2490.91
Original Interest Rate: 4.5%
Past Due Amount: $5125.95

Results:
New Monthly Payment: $2386.91
New Interest Rate: 4.0%
Monthly Savings (if applicable): $104
Past Due Amount Capitalized (or waived): $9963.64

Projected 5 Year Savings: $16,203.64

When client came to us:
Original Monthly Mortgage Payment: $3159.30 (interest only)
Original Interest Rate: 3.75%
Past Due Amount: $350,775.18

Results:
New Monthly Payment: $5,953.62 (Principle, interest, taxes, and insurance)
New Interest Rate: na
Monthly Savings (if applicable): $0
Past Due Amount Capitalized (or waived): $376,047.18

Projected 5 Year Savings: $376,047.18

When client came to us:
Original Monthly Mortgage Payment: $1217.60
Original Interest Rate: 4.5%
Past Due Amount: $3871.63

After Mod:
New Monthly Payment: $1276.62
New Interest Rate: na
Monthly Savings (if applicable): $0
Past Due Amount Capitalized (or waived): $7524.30

Projected 5 Year Savings: $7524.30

When client came to us:
Original Monthly Mortgage Payment: $3778.31
Original Interest Rate: 4.375%
Past Due Amount: $8202.21

Results:
New Monthly Payment: $2860.43
New Interest Rate: na
Monthly Savings (if applicable): $917.88
Past Due Amount Capitalized (or waived): $27,919.00

Projected 5 Year Savings: $82,991.80

When client came to us:
Original Monthly Mortgage Payment: $1430.07
Original Interest Rate: 4.125%
Past Due Amount: $4347.31

Results:
New Monthly Payment: $1044.52
New Interest Rate: 4.375%
Monthly Savings (if applicable): $385.55
Past Due Amount Capitalized (or waived): $10,067.59

Projected 5 Year Savings: $33,200.59

When client came to us:
Original Monthly Mortgage Payment: $1401.77
Original Interest Rate: 3.75%
Past Due Amount: $4560.55

Results:
New Monthly Payment: $1179.96
New Interest Rate: 4.625%
Monthly Savings (if applicable): $221.81
Past Due Amount Capitalized (or waived): $7008.85

Projected 5 Year Savings: $20,317.45

When client came to us:
Original Monthly Mortgage Payment: $1557.88
Original Interest Rate: 4.75%
Past Due Amount: $12,477.58

Results:
New Monthly Payment: $1676.88
New Interest Rate: na
Monthly Savings (if applicable): $0
Past Due Amount Capitalized (or waived): $23,279.96

Projected 5 Year Savings: $23,279.96

When client came to us:
Original Monthly Mortgage Payment: $1614.47
Original Interest Rate: 6.6%
Past Due Amount: $2973.98

Results:
New Monthly Payment: $1609.85
New Interest Rate: 5.75%
Monthly Savings (if applicable): $4.62
Past Due Amount Capitalized (or waived): $11,301.29

Projected 5 Year Savings: $11,578.49

RESULTS 2017

Greentree
Approved for HAMP Trial Mod
Starting March 1st, 2016

Old payment:$1,938.74
NEW Payment: $1,450.08 PITI
Savings $ 488.66 per Month!

Greentree
Approved for HAMP Modification
Starting September 1st, 2015

Old Payment: $2,495.62
NEW Payment: $1,205.13
Account was past due:$10,054.69
Old interest rate: 6.625%
NEW interest rate: 2.0%
40 year term
Savings $1,290.49 per Month!!

Ocwen
Approved for SAM Modification Program
Starting March 1st, 2016

Old Payment: $2925.45
NEW Payment: $2,093.90
NEW interest rate 2.0% fixed for life of loan
Account was past due:$542,756.84
SAM waived $134,256.84 Principle Balance Reduction!
New principle balance: $408,500.00
Savings: $831.55 per Month!! AND $134,256.84 Waived!!

Ocwen
Approved for HAMP Tier 2
Starting March 1st, 2016

Old Payment: $894.86
NEWPayment: $489.73
Principle Balance Reduction: $126,349.93!!
New principle balance: $63,400.00
Savings $ 405.10 per Month!! AND $126,349.93 Waived!!

SLS
Approved for Hamp Tier 1
Starting March 1st, 2016

Old Payment: $1,335.08
NEW Payment: $879.77
Savings 455.31 per Month!

Nationstar
Approved for HAMP
Starting February 1st, 2016

Old payment: $1,978.05
NEW Payment: $1,467.99
Interest rate: 2% Years1-5
3% Year 6
4% Year 7 – life of loan
Savings $510.06 per Month!

CitiMortgage
August 1 through Oct 1, 2015

Old payment: $1,544.69 PITI
NEW Payment: $1,308.33
Savings $236.36 per Month!

Chase
Approved for In House Modification
Starting January 1st, 2016

Old payment: $1,916.63
NEWPayment: $1,630.27
NEW interest rate: 3.875%
Account was $9,774.65 past due
Savings: $286.36 per Month!

Nationstar
Approved under HAMP Mod
Trial docs mailed out Dec. 25th

Old: 2,638.78
New: 2,172.96
Feb 1 through April 1
New interest rate: 4.25
Old: 4.50
8 payments past due
Savings: $465.82

SPS
Approved for HAMP Tier 2
Starting November 1st, 2015

Old Payment: $1,775.11
NEW Payment: $1,485.35
Savings: $289.76 per Month!

SPS
Approved for HAMP Modification

Old payment: $1,108.57I
New Payment: $775.65
Principal Balance Reduction: $47,018
Savings $332.92 per Month!!

Weststar Mortgage
Approved for HAMP Modification
Starting December 1st, 2015

Old payment: $1,523.02
NEW Payment: $1,523.02 (remained the same)
Brought account CURRENT, was past due $12,447.84
Interest Rate 3.75%

SLS
Starting January 1st, 2016

Old Payment: $ 1,141.89
NEW payment: $1,361.26
Account was 685 days past due!!
Account brought CURRENT

BOA
Approved for HAMP Tier 2 Modification
Starting January 1st, 2016

Old Payment: $1,541.79 Tax NOT included
Total old payment with Taxes and insurance WAS: $2,286.79
New payment: $1,746.37 including taxes
Account had negative escrow of $1,304.14
Savings with taxes and insurance $540.42 per Month!

Ocwen
Account approved for HAMP Tier 2 Modification
Starting October 1st, 2015

OldPayment: $2,219.91
NEW Payment: $2,114.61
Old Interest Rate: 8.09453 % fixed
NEW Interest Rate: 3.5%-fixed
20 Year Term
Savings $ 105.30 per Month!

Account approved for HAMP Modification
Starting March 1st, 2016

Old Payment: $2,095.35
NEW Payment $904.11
Principle Balance Reduction: $185,513!!
New Principle Balance: $76,000
Old interest rate: 6.8%
NEW interest rate: 2.0%
Savings $1,191.24 per Month!!!